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The National Information Centre for Metabolic Diseases |
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Worldwide Travel Insurance
Additional premiums apply to some, but not all of these types of conditions. Depending on the variety of symptoms and organs affected, this may be up to 100% of the basic policy premium, but would not exceed that amount.
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Worldwide Travel Insurance - high quality on-line cover
Worldwide Travel Insurance have a great deal of experience in offering cover to customers with a wide variety of medical conditions. They have an in-house screening service which means that customers are advised on the cover that we can offer and the applicable premium very quickly, often within the first call to their office. It would be extremely rare for Worldwide Travel to refuse cover altogether; unless a person is traveling against the advice of their doctor, they would always be able to offer a policy. This policy may be with full cover for the condition or may have restrictions, depending on the stability of the condition. In general, they are able to provide cover for most stable and well controlled pre-existing medical conditions.
Please note: On the world wide travel charity page it states that if any member of your party has medical conditions to declare, you need to call our office on 0870 112 8100 for a quote. Remember to mention your chosen charity's name and they will still receive the 10% donation. Please remember to mention CLIMB in the phone call so that we will continue to receive the donation. Examples: Cystinosis - Worldwide Travel can cover this condition, but full cover may depend on the affects this has had on major organs, particularly the kidneys. However, they are able to provide cover for Dialysis patients if their condition is stable, if the Cystinosis has lead to Renal Failure they may still be able to offer cover. MCADD - assuming that following diagnosis the condition will be well managed, the only concern would relate to any organ damage which may have occurred before the condition was diagnosed. If there is organ/brain damage, cover for this would be assessed based on stability. Neimann-Pick - there is a greater likelihood that this condition would be excluded, although it would be assessed on a case-by-case basis. Phenylketonuria - if this is well-managed, it would be covered. If the condition has caused seizures there may be restrictions, however if the seizures are well-controlled and generally do not require hospital treatment, they should give full cover. Tay-Sachs Disease - they would be likely to exclude this condition, certainly in its infantile form. www.worldwideinsure.com/charities.htm
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